oChef » Terzo – San Francisco

Terzo - San Francisco

Mediterranean Restaurant Terzo in San Francisco
Photo from Terzo
How do the guests rate it?
Terzo at a glance
San Francisco Cow Hollow
$$
Price per Person $61–$70
mentioned by 48 of the guests
#509 out of 2403 places to eat in San Francisco
#13 Mediterranean Restaurant out of 40 in San Francisco
Excellent
8.1 out of 10
8.3
Food
8.2
Service
8.2
Ambience
4
Value
288

Reviews

81.9%

Satisfaction

Often praised
  • Delicious food
  • Attentive service
  • Energetic ambiance
Frequently criticized
  • Billing issues
  • Poor value
  • Inconsistent seating

The Mediterranean restaurant Terzo, nestled in San Francisco’s charming Cow Hollow neighborhood, invites you to a truly memorable dining experience. You’ll discover a cozy and romantic atmosphere, perfect for an evening out, especially with the inviting fireplace adding to the warmth.

This upscale yet trendy spot is renowned for its delicious small plates and healthy options, ensuring there’s something delightful for every palate. Don’t miss out on their great dessert selection, a perfect end to your meal.

Overview: Introducting Terzo

Terzo generally offers a delightful dining experience, with many guests praising the delicious food and outstanding service that makes for a memorable visit. The inviting atmosphere also contributes positively to the overall impression.

However, some patrons have noted concerns regarding value, particularly around billing practices, which can detract from an otherwise pleasant meal. While the culinary offerings and attentive staff are frequently highlighted as strengths, a few seating areas might not capture the same charm as the main dining space.

Despite these minor points, Terzo aims to provide a generally satisfying experience for its guests.

Excellent
8.1 out of 10
288

Reviews

81.9%

Satisfaction

36

negative

16

neutral

236

positive

Terzo achieves a solid overall score of 8.1, indicating a generally good dining experience. Customer satisfaction also stands strong at 81.9%, suggesting most patrons leave content.

This positive sentiment is built on 236 positive observations against 36 negative ones, reflecting a largely favorable consensus among 288 total comments. The culinary experience at Terzo is a clear highlight, with Food scoring an impressive (8.3).

Service (8.2) also stands out for its attentiveness, complemented by a pleasant Ambience (8.2). However, Value (4) lags significantly, indicating concerns about pricing or billing practices.

This divergence between high scores for core experiences and lower value perception is notable.

What people like
  • Delicious Mediterranean food
  • Outstanding attentive service
  • Energetic, elegant ambiance
What people don't like
  • Billing discrepancies reported
  • Perceived poor value
  • Inconsistent seating areas

Terzo offers a compelling dining experience, particularly if you prioritize excellent Mediterranean cuisine and attentive service. The overall recommendation score of 8.4 suggests it’s a place worth considering for a pleasant meal out.

However, be mindful of the bill and clarify any charges, as some guests have noted discrepancies. If you’re seeking a consistently high-value experience, Terzo might present a mixed bag, but for quality food and service, it generally delivers.

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Verdict: Our expert take on Terzo

Food (8.3 out of 10)

mentioned by 95% of the guests

When it comes to the food, this spot really shines! With a solid score of 8.3 and a fantastic customer satisfaction rate of 85%, it's clear that diners are consistently impressed. Many rave about the delicious tapas style dishes, fresh and flavorful Mediterranean options, and excellent wine selection, with 136 positive remarks out of 160 total comments.

However, not every dish hits the mark for everyone. A few of the 16 negative comments mentioned issues like overly salty dishes, some execution missteps, or specific items like the braised pork shoulder being dry, and the hummus sometimes falling flat. It seems consistency can be a minor concern for a small number of guests.

8.3 Food

160

Reviews

85%

Satisfaction

16

negative

8

neutral

136

positive

Rating distribution
What people like
  • Delicious, fresh food
  • Great sharing plates
  • Excellent wine selection
What people don't like
  • Dishes too salty
  • Some dry meat
  • Bland hummus

Often praised

  • food
  • chicken
  • dishes
  • hummus
  • wine selection
  • chicken skewers
  • octopus
  • skirt steak
  • Everything
  • Mediterranean food

Frequently criticized

  • dishes
  • hummus
  • braised pork shoulder
  • brussels sprouts
  • dishes execution
  • halloumi
  • hard liquor
  • meatballs
  • pork
  • pork loin

If youre looking for a place with generally delicious and flavorful Mediterranean food, especially for sharing, youll likely be very happy here. Just be aware that a few dishes might occasionally miss the mark on seasoning or texture, but overall, it's definitely worth a try.

Service (8.2 out of 10)

mentioned by 77% of the guests

When it comes to service, this spot generally hits the mark! With a good score of 8.2 and customer satisfaction at a good 81.4%, its clear guests often leave happy. Out of 70 total comments, a whopping 57 were positive, frequently praising the friendly staff, excellent service, and even specific mentions of great meal pacing and server recommendations.

However, its not entirely without its hiccups. While largely positive, 9 negative remarks surfaced, with some guests feeling rushed or experiencing less attentive service, especially in what they perceived as a fine dining setting. There were also a few mentions of reservation issues and servers being less than accommodating to requests.

8.2 Service

70

Reviews

81%

Satisfaction

9

negative

4

neutral

57

positive

Rating distribution
What people like
  • Friendly, attentive staff
  • Excellent service
  • Great recommendations
What people don't like
  • Feeling rushed
  • Inattentive service
  • Reservation issues

Often praised

  • service
  • staff
  • Rafa
  • waiters
  • Ron
  • Service
  • excellent service
  • good service
  • great service
  • guide

Frequently criticized

  • server
  • service
  • fine dining
  • request
  • reservation
  • staff
  • waiter

If youre looking for a place where the staff genuinely aims to please and provides attentive service, this restaurant is a solid bet. While a few minor snags like feeling rushed can occur, the overwhelmingly positive feedback suggests youll likely have a great experience with their team.

Ambience (8.2 out of 10)

mentioned by 63% of the guests

When it comes to the overall feel of the place, this spot really shines! With a solid 8.2 score and a fantastic 85.7% customer satisfaction, its clear most diners love the atmosphere. Guests frequently praise the "place, " "atmosphere, " and "vibe, " often calling it a "date spot" or highlighting the "outdoor setup.

" Many found it lovely, cozy, energetic, and perfect for a business dinner or a romantic evening, based on 42 positive remarks. However, its not entirely without its quirks. Out of 49 total opinions, there were 5 negative remarks, mainly concerning the outside area needing a bit of sprucing up.

Some also mentioned noise levels or found a particular extra room to have zero ambience compared to the rest of the restaurant, which can be a bit of a letdown.

8.2 Ambience

49

Reviews

85%

Satisfaction

5

negative

2

neutral

42

positive

Rating distribution
What people like
  • Cozy, inviting atmosphere
  • Great, fun vibe
  • Perfect date spot
What people don't like
  • Loud noise levels
  • Unappealing extra room
  • Outdoor area unkempt

Often praised

  • atmosphere
  • ambiance
  • business dinner
  • conversation
  • date spot
  • dinner spot
  • energy
  • environment
  • evening
  • fun vibe

Frequently criticized

  • ambience
  • extra room
  • noise
  • noise level
  • outside

If you're looking for a place with a great atmosphere for a date or a cozy evening, this restaurant is definitely worth a visit. Just be mindful that some outdoor seating or specific rooms might not live up to the overall charming vibe.

Value (4 out of 10)

mentioned by 11% of the guests

Looking at value, theres a small silver lining, with one customer remarking that the food & service felt like something youd typically find at a much higher price. While the overall score for value is an average 4, the customer satisfaction is quite low at just 11.1%, suggesting a mixed perception despite that one positive note. However, the majority of the 6 negative comments out of 9 total paint a different picture.

Many felt that for the price charged, more should be expected, and there were significant concerns about the bill and check. Some guests reported being charged for extra pasta or a glass of wine they didn't order, leading to disappointment and a feeling of needing to be cautious.

4 Value

9

Reviews

11%

Satisfaction

6

negative

2

neutral

1

positive

Rating distribution
What people like
  • Quality food, service
What people don't like
  • Price vs. expectation
  • Rushed dining experience
  • Billing errors common

Often praised

  • food & service

Frequently criticized

  • bill
  • check
  • extra pasta
  • glass of wine
  • price
  • price charged

If youre considering this spot for value, be aware that while some find the food and service worth it, many others feel the price doesnt match expectations, especially with billing issues. You might find good quality, but definitely double-check your bill before paying to avoid surprises.

How are the prices at Terzo?

You’re looking at roughly 64 per person – reported by 48 diners. That puts it in the $61–$70 category. For a Mediterranean Restaurant, it’s comfortably mid-range: not a steal, but not bank-breaking either.

Interestingly, while the average hovers around 64, many guests find great value in the $41–$50 range. However, dont be surprised if you see prices climb higher, as theres a good mix of experiences, from mid-range to more premium options.

Here’s a quick look at what guests spend per person, based on the latest 48 reviews.

How this restaurant’s value stacks up against similar spots in San Francisco.

Considering its a Mediterranean spot in San Francisco, we think the pricing feels quite fair. It offers a good range, so you can choose your adventure, whether youre looking for a solid mid-range meal or something a bit more special.

Customer Reviews: what people think about Terzo

Price per Person
  • $91–$100
Visit Type
  • Food Exploration
Service Type
  • Dine-in
Ngoc T.
Review date: 10/25/2025
9
Lovely Atmosphere and Delicious Fish
My experience at the restaurant was very pleasant. The atmosphere and furniture were nice, creating a welcoming environment. The food was very good, and we particularly loved the fish en papilotte. They also offered a nice selection of wine.
  • atmosphere8
  • food8
  • fish en papilotte9
Service Type
  • Dine-in
Elya O.
Review date: 10/20/2025
3
Reservation Issues at an Interesting Place
This is an interesting place. I attempted to make a reservation twice. The first attempt was through Google Maps, and I received a confirmation. However, a few hours later, the reservation was canceled. My second attempt was through OpenTable, and I'm unsure if that reservation went through successfully. This experience raises the question: is this type of reservation cancellation expected?
  • Google Maps reservation5
  • OpenTable reservation5
  • reservation2
Visit Type
  • Casual Outing
Group Type
  • Couple
Group Size
  • Couple
Service Type
  • Dine-in
Meal Type
  • Dinner
Queen B.
Review date: 10/17/2025
8
Solid Spot for Pizza and Pasta
My experience at Terzo was a solid one! The pizza and pastas were tasty and well-prepared. The small plates were also great for sharing. The atmosphere was cozy and casual.
  • pizza8
  • pastas8
  • small plates8
Price per Person
  • $61–$70
Visit Type
  • Food Exploration
Service Type
  • Dine-in
Noise Level
  • Quiet
Charlie H.
Review date: 09/28/2025
9
Excellent Wine, Carbonara, and Dessert
My experience at this restaurant was very positive. I was particularly impressed with the wine selection. The carbonara was excellent, and the peach crisp dessert was a delightful end to the meal. I would definitely recommend this place.
  • wine selection9
  • carbonara9
  • peach crisp dessert9
Price per Person
  • $100+
Visit Type
  • Food Exploration
Service Type
  • Dine-in
Meal Type
  • Dinner
Mehdi K.
Review date: 09/24/2025
10
Great Time with Ron!
My experience at the restaurant was a GREAT time, especially thanks to my server, Ron. The service was exceptional, contributing to a wonderful evening. The atmosphere was also rated highly, making for a pleasant dining environment. The food was equally impressive, receiving top marks.
  • service10
  • atmosphere10
  • food10

What Terzo offers

Highlights

  • Great dessert
  • Fireplace

Planning

  • Accepts reservations
  • Dinner reservations recommended

Accessibility

  • Wheelchair accessible entrance
  • Wheelchair accessible seating
  • Wheelchair accessible restroom

Crowd

  • Groups

Payments

  • Credit cards
  • Debit cards
  • NFC mobile payments

Children

  • High chairs

Popular for

  • Dinner
  • Lunch
  • Solo dining

Amenities

  • Gender-neutral restroom
  • Bar onsite
  • Restroom

Offerings

  • Healthy options
  • Hard liquor
  • Wine
  • Coffee
  • Beer
  • Small plates
  • Organic dishes
  • Vegetarian options
  • Private dining room
  • Alcohol

Dining options

  • Counter service
  • Table service
  • Dessert
  • Dinner
  • Seating
  • Lunch

Service Options

  • Outdoor seating
  • Dine-in
  • Takeout
  • Delivery

Pets

  • Dogs allowed outside

Atmosphere

  • Upscale
  • Romantic
  • Cozy
  • Trendy

FAQs

What kind of dining experience can you expect at Terzo in Cow Hollow?
At Terzo, you can expect an upscale, romantic, and cozy atmosphere, perfect for a trendy night out in San Francisco’s Cow Hollow. You’ll find comfortable seating for lunch or dinner, with the added charm of a fireplace. Outdoor seating is available, and you can enjoy their great dessert selection.
Yes, Terzo caters to various needs. You’ll find healthy, organic, and vegetarian options on their menu, alongside small plates and a full bar. A private dining room is available for special occasions. The restaurant is wheelchair accessible, including restrooms, and offers gender-neutral restrooms for your comfort.
Terzo generally offers a good dining experience, reflected by an overall score of 8.1. Guests particularly praise the Food (8.3), Service (8.2), and Ambience (8.2), though Value (4) is a weaker point.
Many patrons consider Terzo a great dinner or date spot, appreciating its energetic yet elegant ambiance and outstanding service.
Some guests have reported issues with billing, including unexpected items on their check, suggesting it’s wise to review your bill carefully.
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Location
3011 Steiner St, 94123 San Francisco
Opening hours
Monday – Sunday
5:30 AM – 9:30 PM